As someone stated before me, I got a pre approved limit of $200.00, and after the activation fee it was only about a hundred something left on the card but I didn't mind because I got this solely for emergency use only as I have an Orchard bank credit card and they are fine by me. So I activated the card about January or February so I hadn't had i very long. The first thing I didn't like is that if you make any other form of payment other than through the mail they charge you to pay your own bill and guess where they put the... read full review »