In January we were looking into loan Modifacations and called Apply2save. Well we decided against using there services and they still charged our account six different times. Even after they assured me there would be no charges and still after I responded to the first debit of 49.99 with a phone call and was promised no more debits would occur. Still having five more debits that probebly would have continued if we hadn't put a stop on it at the bank. read full review »