BEWARE!!! DO NOT USE THIS BANK FOR CREDIT OF ANY KIND! <br /> We have a car loan with this bank and they offer us a "grace period" to avoid late fees. It is approximately 15 days each month. We have been called time after time on the 10th day of this grace period, looking for their payment. We've been called Sunday mornings at 8 a.m. and we've even been called New Year's day at 8 a.m. We've been told by their customer service reps that our grace period is only 10 days even though I had my payment book in my... read full review »