this man named james ryder who sounds like he's indian keeps calling my house telling me i owe for a payday loan that i defaulted on. he won't give me any information but he has my information. he wants me to fax my credit/debit number to him or else i would be arrested and fired from my job. i called the phone company and had his number blocked. He was very rude, but i know it was a scam when he won't give you any of the information about the debt. when you call the number someone just answers the phone saying how can i help... read full review »