I too am a victim of Aurora's deceptive loan servicing practices. If you are in default I urge to research the Paragraphs I quoted under the Secretary of Housing, HUD Rules and Regulations. This company is know as a 'Lender Predator'. My escrows were over charge as well and I had two Home Insurance Polices on my account, the lender enforced one totaling 3, 000 per year and my personal policy which was 1, 500 per year. Another scheme used by Aurora is to add insurance and other unnecessary products to the total loan amount... read full review »