I was excited in getting info about grants. They advertised receiving CD for $1.95 S/H and if I liked the program, I would be billed $54.00 within in the next 3 months. Needless to say, all of a sudden my bank started sending me NSF paper work where they had gone ahead and taken this out of my checking account 3 months early. This has really upset me because not only am I trying to cover the NSF checks but I lost $54.00 also in the deal!!! Not too good of a deal, Huh??? I have tried calling and I keep getting a really weird recording... read full review »