If you (like many others) were contacted by NCS ...or you pulled your credit and saw that something was posted there by NCS then there are certain measures that should be taken. It can be upsetting to find something on your credit without being notified first (as NCS expands I am willing to bet they change their business process to include a warning or notification first) however it is not illegal for CA's to use credit reporting in this manner. Obviously dealing with a collections agency is not the most pleasant but it really... read full review »

BMG has warranted a lot of complaints. I think that this is because mail-order contracts are binding and can get you with tricky stipulations and mail-order transactions are also a lot more susceptible to fraud. I have heard bad things about NCS but I can tell you from personal experiences that they are not a scam/fraud. They worked with me and listended. They were not able to settle on some of my accounts but were able to on others. And like promised my credit was cleared. It sometimes takes some investigation and asking question... read full review »

There are lots of complaints and advice out there on National Credit Solutions but I disagree with a lot of it. I understand that some people are concerned that NCS is a scam. The first thing I would do would be to investigate it. However no one ever does this, people just freak out when they are notified or find something on thier credit. NCS is a legitimate business, certified with the BBB and FTC, and is lisenced in every state that it does business in. Thier credit reporting capabilities are legitimate. The report to the Credit Bureau... read full review »