WARNING: DO NOT USE First Convience Bank!!! They will charge $2.00 for any reason if your debit card gets declined for any reason... Even if you have the money in your account to cover the item you were trying to purchase... Then If you have pending item to be paid... Well watch out because those items will not get paid because the NSF fees are going to take up your hard earned money and put your account into the negetive... I HATE THIS BANK AND I HOPE THE GET SHUT DOWN!!! read full review »