When I phoned to try to cancel my account, I am given bogus information and when I do put in my name, email and phone number, I am told the info is wrong and yet they (hudforeclosed) continue to debit my checking account for the past 13 months, at 39.40 each month. They don't have correct info on me to cancel my account, but they certainly have the info to take money from my checking account each. This is definitely a scam. Oh, I thought one day since I am paying on this every month, I might go ahead and use it. No luck!!! Seems I... read full review »