I have also been a victim of Thrive Learning Institute. I have paid them a total down of $1, 600.00 and owe them a balance of $4, 372.93. I joined up with them in February 13, 2009 and was told that everything was included in the price. That I would have training with the coaches for up to 3 - 6 months one on one and would have direct contact for 2 years. Kim Waggoner was a smooth talker. He told me that I would have all my money paid and making money within 30 days if I put in 10 hours a week. Well if you have done this program you know it... read full review »