I ALSO WENT ON-LINE AND SAW THE OFFER FOR THE FREE CD ROM, SAYING YOU ONLY HAVE TO PAY THE SHIPPING AND HANDLING COST OF 1.95, 39.95 WAS DEDUCTED FROM MY ACCOUNT EVEN BEFORE THE PRODUCT ARRIVED. I HAD MY DEBIT CARD CANCELLED AND RECEIVED ANOTHER ONE. I WILL NEVER DO THAT AGAIN. FOR ANYONE THAT'S GOING THROUGH THIS SCAM, CANCELL YOU DEBIT CARD AND GET A NEW ONE IT'S A LOT CHEAPER THAN BEING CHARGED EVERY MONTH read full review »