My husband and I had medical issuses along with our interest rate going up to 10 % (ARM) in 2008, which caused foreclosure on our house. We signed a Forbearance Plan Agreement with Citi Residential Lending in Dec. 2008. We made 2 payments in Dec. 2008 to reinstate our mortgage. In Jan. 2009 one payment was mailed back to us and proceed with foreclosure. In the beginning of Feb. 2009 our mortgage was sold to AHMSI. I have documentation of my bank statements and our Forbearance agreement. Now to reinstate our mortgage is over 12 thousand. I... read full review »