consumer financial advisory board told me when I called their number in clearwater florida that I would get my money back in 45 working days. They then said to wait 60 working days. Well that was Feb 5, 2009. To this day I still have not gotten any money returned to me and I have used a lawyer and that was a dead end . I called the credit card company and they took down this scamming companies phone number and gave them a call. That was another dead end. This company took this money out of my charge card and was going to save me 3, 000 dollar... read full review »