In August 2005 we lost our home to a fire caused by a lightning strike. It was the day before school started and our son was home. He safely evacuated the house, save his dogs and called the fire department. With no injuries of lose of life I figured we would be fine since we were insured. Two days after the fire I meet the insurance adjuster at the house for his initial inspection. During this visit he asked who would do the repairs and I informed him I had no idea. He told me they had prefere vendors and I told his that was fine. He... read full review »