My payment due was 495.00 for a 2 year old Kia(lol) but I was so desperate for a car that I accepted those shady terms at an outrageous interest rate but the real deal breaker was when I was 92.00 behind on my payment and my car was disabled for 92.00 and they called me everyday for that 92.00 but I paid 400.00 which I thought would be sufficient but my account manager, Nikki Brown, called everyone that I knew and left me all kinds of threatening voicemails that I saved on my phone. I told her that I work midday and that I take break at 1:00... read full review »