My wifes work has received a phone call the past 3 days but it was after she had already left work. They said they were from the Crime Monitoring Division and his name was Jonathan Davis and he called from a Los Angeles area code 310-362-9387. He said he was representing American Credit Services. After multiple phone calls, which we answered no questions and they he wouldn't answer any either, we became frustrated. He said my wife took out a $200 loan on May 18th, 2008 and that if we didn't pay it back, my wife and her parent... read full review »