I had a loan with GMAC on my house. We sold the house and bought another one. The original house fell out of escrow. I put both houses up for sale, and paid two notes for over a year. During this time the company I work for went through Bankruptcy. I lost 59 ½ % of my pay, and was unable to pay two notes. I offered GMAC deed in lieu of foreclosure, they would not accept. I had several offers GMAC would not even talk about a short sale with me paying the difference. I even had an offer for within $7000 of payoff. While negotiating... read full review »