Commercial Lending Capital misrepresents themselves as Lenders, but they are not Direct Lenders, nor do they have any Correspondent Relationships. They once had Correspondent Relationships with Interbay Funding and SilverHill, but those lenders are out of business. They are Brokers. The term sheet below has a number of Red Flags. Once you sign it and wire the Advanced Deposit, you cannot cancel the agreement without owing them 3%, you cannot obtain a refund, or look for funding elsewhere. There is no guaranteed closing timeline, and they... read full review »