I called erspay I had asked for Charlynn Forte? The gentlemen told me I could talk to him about my case. So he looked me up and found my account, he asked me how I am going to pay the account to satisfy it! I asked gim if I could make arrangements, pay 200.00 and then next month pay the remainder. He told me lady? What do you think this is! It is a debt owed! and we need full payment. he was raising his voice at me so I hung up. On my letter it states : Even if you are unable to take advantage of this offer, please contact me to see what... read full review »