I applied for a payday loan which I did not get but was charged $33.98 for ID Theft which was done in error I called and cancelled immediately on 6/9/09, was given a cancellation # and told I would be refunded the monies. Took it automatically from loan info which caused my checking account to overdraft and told by the company there would be no refund. On line confirmation, cannot get a straight answer from customer reps. So basically I have given $33.98 to a company which has cancelled my so called subscription, for nothing Beware of this company LAST CHANCE PAYDAY LOANS. Virginia read full review »