We purchase this house and we were behind about 3 months because my husband job had cut him back and I was not making the money cause I was transferred to another site and so the money that I was making I am not making anymore. so I found Federal Loan Modification and call them and told them what had happen and they told us that it would cost us $3, 495.00 dollars and that they can help us and stop the foreclosure, we told them that we don't have that amount of money so they said that we can pay little at a time, we can have $900.00... read full review »