I received a notice in the mail from PRA stating that I have a balance of over $11, 000. This was what the judge charged off on a bankruptcy back in 1995. I plan to go after this company legally if they make one little mark on my credit report. This is not legal! First of all it was charged off 14 years ago and secondly the statute of limitations has surely run out a long time ago. There are absolutely no judgments against me. I plan to contact my state attorney general about this matter and I also plan to contact all the local news, television and newspaper. read full review »