I was a client with this company beginning in November of 2008 and enrolled in their program to settle two credit card accounts. I was very nervous about signing a contract and having a company handle my finances however, at the time, I felt it was my only option. My interest rates had gone through the roof and even though I wasn't using the cards and was making regular payments I kept getting over limit fees because of outrageous finance charges. Preferred Financial settled one of the accounts at about 50% and very fast. I was impressed... read full review »