Definately same issues, jacked rate from 9.99% to 22.18%, no lates 750+ FICO's. I informed them I will not pay until rate is back in line. Advanta reps barrage my home and employer with calls, asking whomever answers the phone at my employer for my banking information. Everytime I try to call them I get some outsourced rep that barely speaks English. I am even comtemplating BK just to screw them like they are screwing everyone else. I am definately ready for any action that gets us back on a level playing field. read full review »