NCO has been calling my home, that of other family members (via inlaws), pretending to be thier legal dept. Without benefit of a written letter of intent to sue, nor one served in person with a sheriff, they have been threatening by phone to sue my kids. My kids have made payments to them which they have records of, with Capitol One refusing payment. They illegally make illegal withdrawls from thier checking account without permission or consent, causing numerous other bills to bounce. As a former collector who worked at an agency in St... read full review »