My credit card was cancel because I had a high balance for 2 months and had balances on other cards. I've never missed a payment, never was late, had just payed off the perverse months balance when they canceled the card. I've have a balance of 185 dollars and they canceled my card!!! When talking to them they couldn't give me an answer. "It is business decision". I had over 100 dollars in cash back when they did this. I think I know why they are doing this. It is because of the new laws going into effect any they thought I might be a risk. You know the guy with a 719 for credit score is such a big risk. read full review »