I have had credit cards for over 5 years now none of them had a real high credit amount on them but they had a yearly fee which after 5 years you would think that they would drop it since I have had nothing but good credit with them but they said they couldn't due to their fees they needed to keep the yearly fee to their credit cards well I went and had got another card thru Wamu I was happy because it didn't have a yearly fee well I had waited to pay off the other cards before useing my non yearly fee one and after I had paid off... read full review »