My name is Stephanie K Astoria federal savings bank has proven to be excessive and abusive. I have a checking account with a direct deposit of 300.00 a week. On 6/15/09nI received a letter that stated my account was in overdraft in the amount of $ 475.00. I don’t have an overdraft. Nor do I write more then 2 or 4 checks a month. When I called re the letter I received I was told there were 16 (sixteen) charges of 35.00. When I asked for what they said they were debit charges while overdrawn. I said no way I could only take out what... read full review »