FEDRAL LOAN MODIFICATION IS A FRAUD!! THEY MADE US BELIEVE THAT THEY COULD HELP MY HUSBAND AND I SAVE OUR HOME. WE PAID THEM 2500 DOLLARS UP FRONT NOW, THEY WONT RETURN OUR PHONE CALLS, E-MAILS. THEY TOLD US TO NOT WORRY EVERYTHING WAS GONNA BE OK!! WELL IT`S NOT OK WE LOST OUR HOME TO A SHERIFF SALE!! read full review »