My wife and I paid these people $995 in March, 2009, to get our mortgage payments lowered. We sent them a bunch of information they said they needed. We have received little communication from them. At this time we were only getting collection letters from the mortgage company. Then in June, 2009, we received a "forclosure" letter from the mortgage company's attorney. We had been told by the above company to let all correspondence be through them and not to pay until told to. Now, as of June 12, 2009, we have received a notice of... read full review »