unfair credit practices representing themselves as a law firm. Capital One Bank/Hayt Hayt and Landau settlement January 2004, 50.00 a month for $2, 400.00 January 2004-January 2006 payment 1, 200 Cambridge Credit Counseling payment from May16, 2007 thru January 16, 2009 $968.38 Payment 2168.38 total. I called Hayt Hayt and Landau for Balance June 2009 with a continuing balance of $1763.51 I dispute this continuous credit balance as unfair credit practices and unethical from Hayt Hayt and Landau. read full review »