I too, was a victim of fraud. I sent Hope Now Modifications 1500.00 October 16, 2008. I've tried calling them many times to find out how our situation was coming along. Like everyone else I was lucky if I heard from them once a month. If I did, they would say it's still being reviewed.I know one day I called them at least 4 times leaving messages and never heard back from them. The phone number is now diconnected. Not surprized. It's been almost 10 months. I don't know what to do or who to call to get my money back.Thi... read full review »