i was with Washington mutual and i was out of work for a while when the economy starting heading down hill. Well i couldn't make my payments not even a dime for about 7 months so the kept on calling me and calling me finally they offered a settlement with me it was 1, 865 i believe i owed about 3500 and that was late charges i used about 1900 of buying stuff thats it the rest is late fees from not paying, anyways thats the obvious normal stuff that happens when you don't pay, but the settlement was a great deal they said if i payed... read full review »