I was approved for a loan in Nov. 2008 in the amount of $4, 900.00 for medical purposes. I did not wish to use this loan and phoned them Dec. 18, 2008 to cancel and close this account which I did not use or receive any service or money on this. I received a letter stating the account was cancelled but I have a balance of $400.00 which they expect me to pay. I will not pay this scam for which the only service they performed was approving a loan for about a month. The company is listed in El Paso, Tx. but the bill comes from Orlando, Fl. read full review »