i went on line to apply for a pay day loan. like a cash advance loan. I looked over all terms and conditions, no fees were applied. Then my bank was charged with a fee of 31.85. I call them and they tell me that it was a fee for the application for the loan. from that my account is now negative 86 due to continuous charges. I told them to cancel any info they have on me and they said thy would. but how do I get this unauthorized fee taken out of my account. I need help please help me. tiffani jakovac read full review »