I have a credit card that is handled through GE Money Bank. I pay on a regular basis. I have, however, stopped using most of my credit cards so, usually, carry a very low balance. This particular card is through Gap and currently has a low balance of $300 + or so. Earlier this year, I was very busy and getting behind in my "sitdown" personal business, so I called in a payment to the company. I, then, mailed my next payment, and, finally, after getting a new iMac, began setting up an online account to make payments (though, with my tax... read full review »