This so-called company allows you to set up an account entirely online with no id questions, but when you want to update your information, it becomes a nightmare. Since you never enter any id information with the original account set up there are very few questions they can ask for id verification. I recommended this company to a friend and her account has been frozen for over 2 months now because of a typo on the birthdate. Her id is not good enough for them & all of her money remains frozen. read full review »