IGS collected $995 up front, plus I paid $280 for an appraisal for a 30 year refinance at 4.875 with one point. I signed loan docs on May 6th. Between May 6th and June 15th I spoke and emailed several of their employees concerned about the delay in funding. I was reassured again and again that they were behind due to the high volume of refinances, but everything was okay and my loan would fund. During a weekend legal radio show I heard someone complain that they had been notified by IGS that they could no longer qualify for the rate on the... read full review »