Called Hope Now Mods LLC back in November, 2008. I talked to a guy name Eric Simkin extensively as I was very unsure about the validity of their claims but at the same time I needed help. Eric went a VERY LONG way to assure me that they were legit. He spoke of honor, claimed he was a family man and that HNM saved his home. He would reply to my emails mostly from his Blackberry, never received an email from him that wasn't from the Blackberry. I asked him to talk to me man to man, I have a family and was wary of putting them in harms way... read full review »