American Express sold my $2000 account to RMA. I was broke in the fall and missed 3 payments. The calls have been bad, all day everyday. We set up a payment plan, which they reluctantly accepted, for $100 dollars to be sent every month. After the first $100 was taken out, the phone calls started again. But not just to us. A man named Joseph has called people with the same last name as us asking for me. One happened to be a person at my husband's work. She emailed him saying this man has called her at home and at work looking for me, and... read full review »