I applied for a payday loan on Last Chance website and according to id theft protection I agreed to enrolling in their service for $33.98/month which I was not aware of. I assume it was in small print somewhere where I couldn't see it. I had no idea I was getting involved in their service and I thought I was just applying for a payday loan. It is a sneaky way to get you into their service. They will not give me a refund for my $33.98 and their withdrawal caused an overdraft in my checking account. Apparently when you agree to the terms of... read full review »