I requested a balance transfer ($10, 000.00) at a rate of about 8% interest with an additional $300.00 one time fee (which was made while I was on the phone with the rep). After 3 months, we realize that there was a problem. After paying 3 times $200.00, (min payment required was about $165.00) my balance was out of whack, and after looking into it, they showed additional fees (ex: payment less then minimum required, etc) and min payment required jumped up to just bellow $500.00. BIG SHOCK! I'm never late and have not missed any... read full review »