My US Bank experiences have been 5-Star Unsatisfactory. Two years ago (Jan 2008)I obtained a flier at work (USBank had presented their services during a lunchtime presentation) noting special "gifts" and features for opening a USBank account. It was that I would have free checking and savings with no minimum balance, 1 box of free checks and receive a free gift card upon opening. I gave the flier to the bank employee opening my account. He created my accounts and when I asked for the gift card he stated, "Oh. I guess I missed... read full review »