If it's to good to be true-it's not true. I have spent way to much time asking for simple information. Their "managers" are rude and fast talking. They are unable/unwilling to supply any information in writting. The agents only refer you to the web site, which doesn't answer any questions. They want the money upfront because " all the calls are recorded for mutual protection" I have contacted the FDIC, Corp Commission for the State of CA. and the Atty General for Oregon and CA. They have all reported that... read full review »