the worse dental insurance on the planet.Pray your company does not hire this scam insurance.It does not matter if you get aproved for a procedure.They make there own rules!it does not matter if you go to the doctor they have on the list.If they don't want to pay they do not pay the poor doctors, And you get stuck with the bill anyways.besides going to the own list of doctors they have there own dental consultants whos job is to deny any benefit and even turn 360 degrees it does not matter if the preferred dentist program even writes a letter on your case. this company is very large, they think they walk all over people, So people be aware ! read full review »