I've had a B of A credit card for over a year, never got charged for annual fee. Recently I received a notice in the mail saying there will be a $29 annual fee show up on the Jul statement. If I'm not agree with the change, and cancel the credit card by Jul 1st, I won't be charged. So I just called the customer service to cancel the card. The rep told me the card will be cancelled after I pay that annual fee. So I told him about the notice. He actually asked me to read it to him! And I can't find that notice anymore...forgot where I put it. I can't find that notice in my online banking account neither. Sigh... read full review »