They have rude employees who refuse to help or even send you paperwork in your own file, they often change thier name when you have called there so many times you know thier voice. In the beginning I knew it had to be a scam, they never tell you about thier fees they collect before they send you your money almost 500.00. Then they get 35% of your money and you get 65%. Not only do they get 35% of your money if you want the only paperwork they will give you, or say they will send if you pay $5.oo for the stamp the envelope and the time it take... read full review »