I recently had the displeasure of dealing with MJ Hecker & Associates over a debt which I acknowledge I owe and offered to make payments on BEFORE they went to court. Not only would they not discuss payment arrangements PRIOR to going to court they demanded payment in full without regard to my circumstances. I was told to call back AFTER they went to court and got their judgement to discuss payment options. Stupidly I agreed to do this. Even more stupid on my part was to give them the name of my employer. I repeatedly ask that my... read full review »