Avoid this bank like the plague, their customer service is terrible and their banking practices are unethical. And I'm being kind. Their policy is to apply debits before credits. So no matter that you deposit money in plenty of time to cover any withdrawals, that night they run the debits first (even though they can clearly see the deposit and admit to seeing it), slam you with overdraft fees, then run the deposit through. Wachovia and the other banks we used over the years never did that. I strongly advise not using this bank. read full review »