My name is Thomas Luciani. I started to fill out a form for a pay day loan from Last Chance Pay day loans, but did not go through with it. Last chance took it upon themselves to debit my checking account for $33.98 on 26 Jun 09. After they did this, it caused my account to be in the negative and I was charged $25.00 for overdraft. I want Last chance to return the $33.98 and also the $25.00 overdraft fee, amount $58.98 to my account. At no time did I authorize Last chance to debit my account. I was given a confirmation # of 3918951 from the... read full review »